Ingram Mercantile
Trade Elevated
no more mundane merchant services
Your assets, your choice.
Your customers, your relationship.
Your trade, your choice.
Open a Genius Merchant Wallet and put Pay with $POCK on the site you already run. Value lands in your dest — a Solana address you control. Final settlement. You keep the customer. You convert on an exchange you choose if you want dollars. Software, not a bank.
The live desk stays on brok.neobanx.com/merchants — built for a phone at the counter. This page is the explainer.
Why shops join
Card networks were built for someone else. Independent shops, cash-heavy counters, and trades such as alternative health still pay that mismatch.
Final settlement
Payment lands. It is final. There is no card-network chargeback machine between you and the customer.
Your dest, not our float
The customer’s $POCK goes to a Solana address you control. We never hold the keys to that dest.
Your customer stays yours
Genius Wallet is how they hold and spend. Your site is how you get paid. We do not insert a big-box brand.
One SKU, one link
Name + unit price. Copy the Pay with $POCK link or QR onto the page you already have.
Hold-back you set
Keep a share of each sale as $POCK (default 15%) or convert more. We do not take that cut.
Phone-ready desk
Apply Now, dest, SKUs, and QR live on BROK so a merchant can finish setup on mobile.
Merchant onboarding
Apply Now. Approval usually within minutes. A PIN is emailed only after we approve. Public Pay links are only for listed shops.
Apply Now
Business name, email, volume band, what you sell — in your words.
Review
Neobanx reviews the application. A PIN is emailed only after we approve.
PIN
We email a 6-digit PIN. Enter it on BROK. Check Out Setup unlocks.
Dest + SKU
Paste your Solana dest. Add a SKU (name and price). Copy that SKU’s link or QR.
On your site
Paste the link or print the QR. They check out. Genius pays your dest.
Dest is not a bank account and not a Genius BROK- code. Ethereum 0x addresses will not work.
Customer checkout — one tap, with or without Genius
New customers get an instant Genius Wallet on the pay page. No seed phrase. Device PIN only. From their side it should feel like one checkout, not a detour to open a crypto account.
New — I’m new
- They tap Pay with $POCK (or scan your QR).
- Checkout shows your price large; $POCK smaller (ticker estimate).
- Pay in Genius Wallet → I’m new.
- Instant wallet. They set a Device PIN. No seed phrase.
- If they need $POCK, they top up (card). Then send to your dest.
- Confirm last 4 of dest. Done.
Returning — I already have Genius
- They tap Pay with $POCK.
- Pay in Genius Wallet → I already have a Genius Wallet.
- BROK- code + Device PIN.
- If the bag is short, they top up. Same checkout.
- Confirm last 4. Send. Done.
Both paths end the same: $POCK at your dest. Final. We do not sit in the middle as a PayPal-style balance. Shopper Stripe (if they buy $POCK) is inbound to them — not how you get paid.
Setting up SKUs
A SKU is one sellable item: a name and a unit price. Ingram Mercantile uses one SKU per Pay with $POCK link (or QR). Example: “On-air special · $40.” Not the whole catalog, not a bank account, not a $POCK mint.
- Price in your currency (USD, EUR, and others on the desk).
- Checkout quotes the nearest whole $POCK at the last ticker.
- Tax, tip, and reserve are your rates. We do not take the reserve.
- Copy the link or show the QR. Optional embed snippet for your site.
SKU card
On-air special
Unit $40.00 USD
https://brok.neobanx.com/pay?sku=air-special
Ticker is an estimate. Price can move. Not a peg.
Hold-back — grow and accrue $POCK
Reserve is a bookkeeping share of each sale you intend to keep as $POCK instead of converting. Default 15%. We do not take this cut. The whole payment still lands at your dest. You decide what to hold — magnify or minimize exposure to digital-asset moves.
Minimize
0–5%
Keep almost none as $POCK. Convert on your exchange when you want dollars. Less ticker risk; you still received $POCK first.
Default
15%
A treasury sleeve that can accrue. Use it or accrue it — same idea as BROK DCA for shops: unused $POCK is a position, not a vanishing credit.
Magnify
25%+
Hold more of each sale as $POCK. More exposure to the asset that powers the rail. Not a promised return. Markets move. DYOR.
Desk also has sweep reminders (dest / threshold / remind). Cash-out to a bank is not something we run as a live ACH product on this page. If you want dollars, you use an exchange you choose.
Recurring payments for subscription shops
Today a SKU is a one-shot pay link. Next on the desk: a subscription SKU — same dest, same ticker quote, billed on a schedule the shopper authorizes in Genius (weekly / monthly). Not live yet. Do not sell it as live acquiring.
SKU type: subscription
Name, unit price, interval. One link. Shopper sees “renews in Genius,” not a card-on-file network.
Authorize once
Returning Genius users confirm with Device PIN. New users still get the instant wallet first.
Same dest every cycle
Each period sends $POCK to your dest. Reserve % still applies as bookkeeping. They can stop in Genius.
BROK DCA ($9 / $49) is a different product: the shopper subscribes to BROK, not to your shop. Merchant recurring is the shop’s own SKU.
Basic analytics
Genius Merchant Wallet already shows today’s sales and a CSV export. The next desk view is velocity by hour / day / week / month / year, per SKU — so you can see what moved without opening a bank portal.
On the desk now
- Today’s ticket count, fiat, $POCK
- CSV of the sales book
- Per-SKU pay links and QR
Next
- Period chips: hour → year
- SKU mix and unit velocity
- Reserve vs converted (bookkeeping, not our cut)
Apply Now
Approval usually within minutes. We check more than twenty parameters at opening — including an OFAC check and other public U.S. lists — and we keep watching listed shops. Not because a charter requires it: security has to sit with privacy, self-sovereignty, innovation, and community. Same book as the BROK app. Public Pay links only after Neobanx approval and Check Out Setup. Limits are set per shop. Merchant policy.
Support: info@neobanx.com · Hestia +1 (725) 715-5258 (email remains the record). Software, not a bank. $POCK is a digital asset with utility — not a deposit, not FDIC-insured, no promised return. DYOR.