The Future of Agentic Banking
Meet BROK — your explainable AI banking co-pilot. Built for bankers, founders, and everyone with agency: kitchen table to boardroom. Powered by IEM, $POCK / SPOCK, Neoscore, and x402.
Subscribe — use it or accrue it
Monthly USD. $POCK lands in Genius Wallet at 3.33% under the live ticker, again at every renew. Digital-asset dollar-cost averaging inside the plan.
The inverted subscription
Use it or accrue it
Old subscriptions run on a use-or-lose clock: unused value vanishes. BROK inverts that. Subscribe in USD → $POCK lands in Genius Wallet at 3.33% under the live ticker, again at every renew. Use BROK heavily or lightly. Either way you are building a position in the asset that powers the intelligence.
Legacy
Use it or lose it
Pay every month. Unused credits vanish. Stop paying, the value is gone.
BROK
Use it or accrue it
Same USD rhythm. $POCK lands in Genius Wallet at 3.33% under ticker — DCA inside the plan.
Not financial, tax, or legal advice. $POCK is a digital asset with utility — not a bank deposit, not FDIC-insured, no promised return. Markets are volatile. DYOR. Software, not a bank.
The Four Foundational Pillars
The philosophical and technological core that powers the next generation of autonomous commerce and financial intelligence.
How BROK fits in
BROK is the interface
Literally the face of the Neobanx global agentic banking system — the portal through the four pillars into an ever-expanding universe of health and wealth products, tools, and services. The pillars are the foundation. BROK is how you meet them.
Ingram Evaluation Matrix
Making high-stakes AI decisions explainable and manageable at any scale — from the independent individual to the largest institutions.
Inquire about licensing opportunitiesSecure Privately Owned Credit Key
The tokens that fuel the singularity economy and your digital ticket to true agentic commerce tools.
Inquire about licensing opportunitiesGlobal Identity & Trust Verification
The patented global system for secure identity and trust verification. Self-sovereign privacy and secure entity vetting/scoring for both humans and AI agents — AI-ready and quantum-ready.
Inquire about licensing opportunitiesAgentic Commerce Protocol
Seamless machine-to-machine payments and autonomous agentic commerce.
Inquire about licensing opportunitiesWhy Neobanx
Four foundational pillars that define the future of autonomous finance
Ingram Evaluation Matrix
Making high-stakes AI decisions explainable and manageable at any scale
Inquire about licensingSecure Privately Owned Credit Key
The tokens that fuel the singularity economy and your digital ticket to true agentic commerce tools
Inquire about licensingIdentity & Trust Verification
The patented global system for secure identity and trust — AI-ready and quantum-ready
Inquire about licensingAgentic Commerce Protocol
Seamless machine-to-machine payments and autonomous agentic commerce
Inquire about licensingThe Global System for Secure Identity & Trust Verification
The patented global system for secure identity and trust verification. Self-sovereign privacy and secure entity vetting/scoring for both humans and AI agents — AI-ready and quantum-ready. As autonomous systems become economic actors, Neoscore provides the trust layer that makes agentic commerce possible.
AI-Ready & Quantum-Ready: Built to verify and score autonomous agents alongside human identities.
Self-Sovereign Privacy
You own your identity data. No central authority controls your digital footprint.
AI Agent Verification
Secure entity vetting and scoring for both humans and autonomous AI agents.
Quantum-Ready Security
Built with post-quantum cryptography to ensure long-term security.
Global Trust Network
A universal system for identity verification across borders and platforms.
Latest from Ronald Ingram
Insights on agentic banking, AI identity, and the future of autonomous commerce.
Your NeoWallet
The next generation of secure, simplified Solana-based transacting in the $POCK digital asset universe — the BROK Genius Wallet, live now.
NeoWallet is how you hold, send, and receive $POCK in the agentic economy — designed for clarity and security, not complexity. Open it through BROK, the interface of the Neobanx global agentic banking system.
Secure by design
Solana rails with a simplified experience for humans and agents.
Built for $POCK
Native path into the Genius Token utility layer and agentic commerce.
One face with BROK
Wallet + co-pilot in the same product universe — talk, decide, transact.
Instant Micropayments for AI Agents
The x402 protocol enables sub-cent transactions with near-instant finality. Perfect for agentic commerce where speed and cost efficiency matter.
x402 Payment Flow
Request Initiated
Agent sends x402 payment request
Verification
Neoscore validates transaction
Micropayment
$POCK tokens transferred
Complete
Settlement confirmed
The Zero Person Entity Vision
Neobanx is pioneering the concept of Zero Person Entity (ZPE) — a paradigm where autonomous agents and humans coexist in a unified financial ecosystem, powered by our four foundational pillars.
With IEM making AI decisions transparent, SPOCK tokens enabling autonomous transactions, Neoscore verifying identity, and x402 enabling instant settlements — the future of finance is here.
Your financial identity becomes permanent, portable, and infinitely extensible through Neoscore's patented technology.
Founded by Ronald Ingram, Neobanx represents decades of innovation in financial technology and AI systems, culminating in a comprehensive platform for the agentic economy.
Autonomous Finance
AI agents managing portfolios, executing trades, and optimizing yields 24/7 with IEM-guided decisions.
Borderless Economy
SPOCK-powered transactions without traditional banking barriers or geographic limits.
Human-Agent Synergy
Neoscore enables seamless trust between humans and AI in financial decisions.
Eternal Identity
Your financial reputation verified by Neoscore, portable across all platforms.
Ready for a private banker in your pocket?
Talk to BROK online now — or subscribe Essential DCA $9 / Pro DCA $49. Unused months still accrue $POCK. Built for everyone with agency, not just banks.
Free demo access · Explainable decisions · Kitchen table to boardroom